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Table of Contents
NATIONAL CHARTS
Total Debt Balance and its Composition..................................................................................3
Number of Accounts by Loan Type.........................................................................................4
Total Number of New and Closed Accounts and Inquiries......................................................5
Mortgage Originations by Credit Score....................................................................................6
Credit Score at Origination: Mortgages....................................................................................7
Auto Loan Originations by Credit Score..................................................................................8
Credit Score at Origination: Auto Loans..................................................................................9
Credit Limit and Balance for Credit Cards and HE Revolving .............................................10
Total Balance by Delinquency Status.....................................................................................11
Percent of Balance 90+ Days Delinquent by Loan Type.......................................................12
Flow into Early Delinquency (30+) by Loan Type................................................................13
Flow into Serious Delinquency (90+) by Loan Type.............................................................14
Quarterly Transition Rates for Current Mortgage Accounts .................................................15
Quarterly Transition Rates for 30-60 Day Late Mortgage Accounts ....................................16
Number of Consumers with New Foreclosures and Bankruptcies ........................................17
Third Party Collections...........................................................................................................18
SELECT CHARTS BY AGE
Total Debt Balance By Age....................................................................................................20
Debt Share by Product Type and Age (2020Q4)....................................................................21
Auto Loan Originations by Age.............................................................................................22
Mortgage Originations by Age...............................................................................................23
Quarterly Transition into Serious Delinquency (90+) by Age...............................................24
Quarterly Transition into Serious Delinquency (90+) for Mortgages by Age.......................25
Quarterly Transition into Serious Delinquency (90+) for Auto Loans by Age.....................26
Quarterly Transition into Serious Delinquency (90+) for Credit Cards by Age....................27
Quarterly Transition into Serious Delinquency (90+) for Student Loans by Age.................28
New Foreclosures by Age......................................................................................................29
New Bankruptcies by Age.....................................................................................................30
CHARTS BY SELECT STATE
Total Debt Balance Per Capita by State.................................................................................32
Composition of Debt Balance per Capita* by State (2020Q4) .............................................33
Delinquency Status of Debt Balance per Capita* by State (2020Q4) ..................................34
Percent of Balance 90+ Days Late by State...........................................................................35
Percent of Mortgage Debt 90+ Days Late by State ...............................................................36
Quarterly Transition Rates into 30+ Days Late by State........................................................37
Quarterly Transition Rates into 90+ Days Late by State .......................................................38
Percent of Consumers with New Foreclosures by State ........................................................39
Percent of Consumers with New Bankruptcies by State ........................................................40