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[其他] National Culture and Household Finance

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发表于 2017-10-20 09:14:41 | 显示全部楼层 |阅读模式
  Abstract. In a series of cross-country comparisons, we show that national culture has a considerable impact on the characteristics of household finance. Using the Schwartz cultural value model and data onhousehold fi-nance, we analyze the impact of national culture on the use of deposits, equities, debt securities, life insurance, and pension funds inhousehold portfolios.National culture is a strong indicator for the portfolio structure. The findings suggest several implications for the field of household fi-nancial engineering, as for household investments addi-tional features of welfare seem to matter beyond expected return and return variance.

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发表于 2017-12-16 23:53:21 | 显示全部楼层
谢谢~楼主大好人,谢谢啦!
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